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Interest only home loans and mortgages.

Popular with property investors in Perth WA, Bayside Melbourne and Mornington Peninsula Victoria, interest only home loans and mortgages cost less than ordinary home loans because you only pay the interest charges each month – you aren’t required to pay off the principal.

Some interest only home loans and mortgages are available for owner-occupier clients, but these can be risky because your level of debt will not fall during the life of the loan. Also, at times when house prices fall, you could end up with negative equity, which means you have borrowed more than your house is worth.

As such, interest only home loans and mortgages should be thought of as a short-term option (about 5 years at the most). If you would like to find out more, simply contact our team in Perth WA, Bayside Melbourne and Mornington Peninsula Victoria and ask for more details about interest only home loans and mortgages.

 






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